What are my chances of approval if Credit Impaired?
Perhaps you’re new to Canada, or forgot to pay off your credit card, maybe missed some repayments, you’ve been bankrupt (Current Bankrupts or Proposal or Credit Counseling also acceptable) or just unlucky but now your back on track in a secure job (3 months current employer and not Government Benefits as sole income) and can supply up to date pay slips we are here for you to get the best financing possible and the easy payment plan you will like.

Q: What are the interest rates for my auto loan?
A: Interest rates are determined by the actual lenders and are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Your auto loan expert will explain these factors, and will work to get you the lowest rate possible.

Q: How long does the application process take?
A: The local office handling your loan request will contact you very promptly. The approval process is usually within several minutes to a few hours.

Q: Will it help if I have a co-signer on the loan?
A: It is not a mandatory and we usually work without co-signer information. If your co-signer has good credit status, this will definitely help you to obtain lowest interest rate on an approval.

Q: What kind of vehicles can I get through your service?
A: We provide financing for most types of vehicles, both new and used. Sport Utilities, Vans, Trucks, Passenger Cars, Luxury Cars and Sports Cars.

Q: If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?
A: All of our financed vehicles come with an optional Protection Plans and Extended Warranties that will cover your vehicle and give you peace of mind.