Choosing and buying a new or used car can be a rocky road. Why not enjoy a smooth ride with First Class’s Help? We can navigate you through the financing process and steer you toward the best deal available for financing or leasing your new or used car, van or SUV.

We have unbiased and experienced staff with special training for these 2nd chance scenarios.

We consider things such as:

- have you ever filed for bankruptcy, do you own a home, how much is your current income, how long have you been employed at your current job, how long have you lived at your current address, do you have a credit rating, is it a good or bad credit rating, what is your net worth, and so on. The financial officer will apply some maths to ascertain your credit status, determine the security and risk over the loan, your current debt level, your income, and your ability to repay the debt etc.